Money & You

Buyer Advice and Aid What You Need to Know About Private Mortgage Insurance (PMI) What You Need to Know About Private Mortgage Insurance (PMI) Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you […]
Money & You Top 4 Renovations for the Greatest Return on Investment Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC] Some Highlights: If you are planning on listing your house for sale this year, these four home improvement projects will net you the most Return on Investment (ROI). Minor renovations can go a long way toward improving the quality of your everyday life and/or impressing potential buyers. […]
Buyer Advice and Aid What is the Cost of Waiting Until Next Year to Buy? What is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC] Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac forecasts interest rates to rise to 4.5% by the Q4 2020. […]
Money & You EXPERTS AGREE: “Home Prices Will Rise This Year!”
Money & You How Home Ownership Delivers Unsurpassed Family Wealth How Homeownership Delivers Unsurpassed Family Wealth There are many financial benefits to homeownership, but probably none more important than its ability to create family wealth. How Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is an online resource for research and information on how homeownership contributes to individual and community success. […]
Buyer Advice and Aid 4 Reasons to Buy A Home This Summer 4 Reasons to Buy A Home This Summer Here are four reasons to consider buying today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 3.7% over the last 12 months. The same report predicts that prices will continue to increase at a rate of […]
Money & You TOP 5 Reasons to Own a Home
Buyer Advice and Aid The Ultimate Truth about Housing Affordability The Ultimate Truth about Housing Affordability There have been many headlines decrying an “affordability crisis” in the residential real estate market. While it is true that buying a home is less affordable than it had been over the last ten years, we need to understand why and what that means. On a monthly basis, the National […]
Don't Miss Our Next Post
Subscribe Now
Money & You To Stage… or Not to Stage? That is the Question! The Impact Staging Your Home Has On Your Sale Price [INFOGRAPHIC] Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s agents say that staging a home decreases the amount of time a home spends on the market. 50% of staged homes saw a 1-10% […]
Money & You 4 Most Popular Bottom Line Investments in America 4 Most Popular Bottom Line Investments in America Every year, Gallup surveys Americans to determine their choice for the best long-term investment. Respondents are given a choice between real estate, stocks, gold, and savings accounts. For the sixth year in a row, real estate has come out on top as the best long-term investment! That has not always […]
Buyer Advice and Aid Should You Buy A Home Now…Or Wait Until Next Year?
Money & You Top Days to List Your Home for Sale Top Days to List Your Home for Sale [INFOGRAPHIC] Some Highlights: ATTOM Data Solutions conducted an analysis of more than 29 million single family home and condo sales over the past eight years to determine the top days to list your home for sale. The top five days to list your home brought in a 10% premium over […]
Buyer Advice and Aid New Research Shows Housing Is Affordable For First-Time Buyers New Research Shows Housing Is Affordable For First-Time Buyers Home prices have been on the rise for the last seven years, leading many housing market analysts to conclude that first-time homebuyers are being shut out of the market due to affordability concerns. The National Association of Realtors (NAR) reports on the percentage of First-Time Home Buyers (FTHB) […]
Money & You Summer is Coming! Time for a Vacation…
Money & You Mainstream Concerns about an Economic Slowdown Revisited Mainstream Concerns about an Economic Slowdown Revisited Recently, we reported that many believe a recession could happen within the next two years. We explained that 70% of economists and market analysts surveyed last year believe that a recession will occur in 2019 or 2020 and that 42% of consumers currently looking to purchase a home also agree […]
Buyer Advice and Aid Home Buyers are Optimistic About Homeownership! Home Buyers are Optimistic About Homeownership! When we consider buying an item, we naturally go through a research process prior to making our decision. We ask our friends and family members who have made similar purchases about their experience, we get opinions and insights, and we read reviews online. There’s no difference when considering a […]
Money & You The Cost of RENTING vs. BUYING The Cost of Renting vs. Buying This Spring [INFOGRAPHIC] Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious. Every market is different. […]
Money & You Are You About to Be an Empty-Nester?
Money & You What Would Make You Sell Your House? What Would Make You Sell Your House? There are many reasons why a homeowner decides to sell their house and move. The latest Generational Trends Report from the National Association of Realtorsasked recent home sellers to share their reason for moving. The younger the respondents, the more likely their top response centered around needing a larger home (ages […]
Buyer Advice and Aid Renters Paying Substantially More While Owning Costs Less Renters Paying Substantially More While Owning Costs Less In a recent Insights Blog, CoreLogic reported that rent prices have skyrocketed since 2005. Meanwhile, the typical mortgage payment has actually decreased. “CoreLogic’s national rent index was up 36% in December 2018 compared with December 2005, while the typical mortgage payment was down 4% over that period.” Why the difference […]